Fixed Rate Loans: 30, 25, 20, 15, 10 Years
The traditional 30 Year Fixed Rate Loan is our most popular loan program. Enjoy the stability of a fixed rate and consistent monthly payment that won’t change, no matter how much mortgage rates fluctuate. If you plan to keep the home for the next several years or more, the 30 Year Fixed loan might be the right option for you.
With a 15 Year Fixed, you’ll build equity more quickly, pay off your loan sooner, and save thousands in interest, putting you in an even better financial position. This is also a great option if you do not want to restart the mortgage clock back to 30 years.
Adjustable Rate and Interest Only Loans: 3, 5, 7, 10 Years
The 5 Year ARM is a popular option. If you would like to significantly lower your monthly payment, or plan on staying in your home short-term, an ARM might be right for you. Paying Interest Only is an option on these loans.
VA, FHA and FHA Streamline Loans:
This is a great alternative to conventional financing because it offers more flexibility in credit, income, and equity/down payment requirements. These government-assisted programs were originally offered for First-Time home buyers, but now are open to homeowners looking to refinance.
Available as either Fixed rate or Adjustable rate Jumbo programs, if your loan amount is above the conforming loan limits, we have a variety of products to fit your need. As a seasoned lender, we have the ability to lend up to $5 million dollars, an amount very few lenders can touch.